Last updated: [date]
Ivory Capital ("we," "us") is a licensed Ontario mortgage brokerage. This policy explains how we collect, use, and protect personal information you share with us, in accordance with Canada's Personal Information Protection and Electronic Documents Act (PIPEDA).
When you contact us or apply for mortgage services, we may collect your name, contact details, income and employment information, credit history, identification documents, and other information relevant to your mortgage application.
We use your information to assess mortgage applications, communicate with you, submit applications to lenders on your behalf, and comply with legal and regulatory obligations under Ontario's mortgage brokerage rules.
Documents you submit are encrypted in transit and at rest, stored in Canada, and access is limited to staff working on your file. [Expand with specifics once finalized: retention schedule, breach response process, third-party processors.]
You may request access to, correction of, or deletion of your personal information, subject to our regulatory record-keeping obligations. Contact us at [privacy contact email] to make a request.
Ivory Capital
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